There is a lot of support in the banking industry to maintain the insured limit of $250,000 on accounts in FDIC insured banks. However, it is difficult to know how long it will last. Currently, the FDIC has extended what they considered the temporary coverage of $250,000 through December 31, 2013. The Transaction Account Guarantee Program that covers deposits in non-interest bearing accounts of any amount has been extended through June 30, 2010.