The fee you are charged to use an ATM that is not owned by us (Security First) is largely a pass-through charge. The company that owns the ATM and the company that processes the transaction both bill us when one of our customers uses their machine. A portion of that bill is passed along to you as a “foreign ATM fee.”

We have about 300 ATMs, and all of those can be used by our customers for free, with no limit on the number of transactions. We have pretty good coverage throughout Nebraska and southwest South Dakota, so if you live in a community with a Security First branch, there should be one of our ATMs nearby that you can use at no charge. We have all of our ATM locations listed on our website. Just look for the “ATMs” link on our home page, just above the stock ticker.