Our having a location in Chadron has been an ongoing consideration for a number of years. We think it makes sense long term and when the timing is right, we’ll apply to branch into Chadron. I don’t know exactly where we will locate, but be assured that it will be convenient for our customers!

I appreciate your question. Each state has its own set of branching laws and Kansas would require us to buy a bank in the state before being allowed to branch. This, as well as the fact that Kansas City is outside of our strategic growth footprint, makes it unlikely that we will expand there.