Ready to refinance?
Security First Bank can help.
Refinancing can be a beneficial option for those with less than favorable loan terms. Here are the top reasons why refinancing could be a right choice for you:
- Lower interest rate
- Lower monthly payment
- Shorter term
- Extra cash
- A new type of loan
Schedule an appointment to talk with your local Security First Bank mortgage lender to go over your options and help you make the best decision.
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Home Mortgage Loan Options
This type of loan features the same interest rate and monthly principal and interest payments throughout the entire term of the loan.
Home Equity Loan
Homeowners can borrow against the equity in their home to finance major or specific expenses.
Federal Housing Administration (FHA) Loan
This type of loan is insured by the FHA and assists home buyers who have lower down payments, along with more flexible income or credit requirements.
This type of loan is for well-qualified borrowers interested in purchasing a home or property that exceeds the conforming or secondary market loan limit of $424,100.
This type of loan is administered by the Department of Veterans Affairs and provides the opportunity for American Veterans to buy a home with no down payment.
Rural Development Loan
A USDA Rural Development home loan offers qualified borrowers in rural communities a chance to obtain a home loan with easier qualifications and financing options than other conventional loans.