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Home Loan Refinancing

Ready to refinance?

Security First Bank can help.

Refinancing can be a beneficial option for those with less than favorable loan terms. Here are the top reasons why refinancing could be a right choice for you:

  • Lower interest rate
  • Lower monthly payment
  • Shorter term
  • Extra cash
  • A new type of loan

Schedule an appointment to talk with your local Security First Bank mortgage lender to go over your options and help you make the best decision.

Josh Krueger

Your Valentine Mortgage Lender

Joshua Krueger
(402) 376-2470

Schedule an Appointment

Can’t meet in person? Apply Online!

Mortgage Refinancing Calculator

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Home Mortgage Loan Options

Fixed-Rate Loan

This type of loan features the same interest rate and monthly principal and interest payments throughout the entire term of the loan.

Home Equity Loan

Homeowners can borrow against the equity in their home to finance major or specific expenses.

Federal Housing Administration (FHA) Loan

This type of loan is insured by the FHA and assists home buyers who have lower down payments, along with more flexible income or credit requirements.

Jumbo Loan

This type of loan is for well-qualified borrowers interested in purchasing a home or property that exceeds the conforming or secondary market loan limit of $424,100.

VA Loan

This type of loan is administered by the Department of Veterans Affairs and provides the opportunity for American Veterans to buy a home with no down payment.

Rural Development Loan

A USDA Rural Development home loan offers qualified borrowers in rural communities a chance to obtain a home loan with easier qualifications and financing options than other conventional loans.