Ready to refinance?
Security First Bank can help.
Refinancing can be a beneficial option for those with less than favorable loan terms. Here are the top reasons why refinancing could be a right choice for you:
- Lower interest rate
- Lower monthly payment
- Shorter term
- Extra cash
- A new type of loan
Schedule an appointment to talk with your local Security First Bank mortgage lender to go over your options and help you make the best decision.

Your Valentine Mortgage Lender
Joshua Krueger
NMLS#682531
(402) 376-2470
Schedule an Appointment
Can’t meet in person? Apply Online!
Mortgage Refinancing Calculator
Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.
Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.
Home Mortgage Loan Options
Fixed-Rate Loan
This type of loan features the same interest rate and monthly principal and interest payments throughout the entire term of the loan.
Home Equity Loan
Homeowners can borrow against the equity in their home to finance major or specific expenses.
Federal Housing Administration (FHA) Loan
This type of loan is insured by the FHA and assists home buyers who have lower down payments, along with more flexible income or credit requirements.
Jumbo Loan
This type of loan is for well-qualified borrowers interested in purchasing a home or property that exceeds the conforming or secondary market loan limit of $424,100.
VA Loan
This type of loan is administered by the Department of Veterans Affairs and provides the opportunity for American Veterans to buy a home with no down payment.
Rural Development Loan
A USDA Rural Development home loan offers qualified borrowers in rural communities a chance to obtain a home loan with easier qualifications and financing options than other conventional loans.