Security 1st Bank

Business Loans

When you do business with Security First Bank, you’re really doing business locally. Our decisions are made locally and our promises are kept by people you know.

Business expansion, payroll, equipment purchases and other expenses require capital. Business loans from Security First can help meet those day-to-day needs and help your business run more smoothly and profitably. We offer a variety of commercial products to meet your individual needs:

Term Loans

Standard commercial loans, often used to pay for a major investment in the business or an acquisition. The loans often have fixed interest rates, with monthly or quarterly repayment schedules and a set maturity date.

Business Line of Credit

A business line of credit works similarly to a credit card. You have a credit limit to borrow against when you need it, and you make monthly payments that vary according to the current balance of the credit line. This is ideal for inventory purchases or to pay operating expenses.

Small Business Administration (SBA) Loans

The U.S. Small Business Administration (SBA) is a federal government agency that administers partial loan guaranty programs and other support services to encourage growth and development of small businesses throughout the United States. To see if an SBA loan is right for your business, talk to your local Security First commercial loan officer.

If you are still unsure which loan is right for you, one of our commercial loan officers can help create a personalized financing option for you and your business.

Contact a Lender