Security 1st Bank

Mortgage Application Checklist

If you’re applying for a mortgage, we want to make it as easy as possible for you. Before filling out the application, you should have this information available:

Checkmark Address of your current residence and addresses for your residences from the last two years. If renting, please list the name, address and phone number of all landlords you have had in the last two years.
Checkmark Social Security Numbers for all borrowers
Checkmark Employment history for all borrowers for the past two years, including employer(s): name, address and phone number
Checkmark Income information for all borrowers, including salary, overtime, bonuses, commissions, interest/dividends, retirement income and other sources of regular income
Checkmark Price of the home you are buying, how much you’d like to borrow and the address of the property
Checkmark Amount of current debt you hold

 

After filling out the application, you will be contacted by one of our Mortgage Loan Officers, who will provide you with disclosures regarding your application. After receiving the disclosures from us, you should have the following documents available to continue the loan process:

Checkmark The most recent paystub and W2 for all borrowers
Checkmark The two most recent bank statements for each bank account owned by all borrowers
Checkmark Your driver’s license or other government-issued photo ID
Checkmark If self-employed, most recent two years tax returns (personal and business) all schedules and all W2s
Checkmark Personal tax returns and W-2s from the past two years
Checkmark If a purchase, a copy of the purchase agreement