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Community Reinvestment Act Public File

As a committed member of the communities we serve, Security First Bank is dedicated to fostering financial inclusivity and meeting the diverse needs of our local neighborhoods, including those in low and moderate-income areas and minority populations.

In accordance with the Community Reinvestment Act (CRA), we invite you to explore the details of our community reinvestment initiatives online, which are updated annually as of April 1st. Security First Bank can provide hard copies of these documents as requested. Simply reach out to our CRA Officer using the contact information provided below.

CRA Performance Evaluation

Below is a copy of the bank’s most recent CRA Performance Evaluation.

CRA Performance Evaluation >

Written Comments

All written comments received from the public in the current calendar year and/or previous two years that specifically relate to assessment area needs and opportunities, and any response to the comments by the bank are listed below.

Written Comments >

Branch Locations and Hours of Operation

A list of the bank’s branches, their street addresses, and hours of operation can be found at the link below.

Branch Locations >

Alternatively, a list of our branches is also available on this webpage.

Branch Locator >

Opened and Closed Branches

A list of branches opened or closed by the bank during the current year and each of the prior two calendar years can be found at the link below.

Branch Opening and Closings >

Assessment Areas

The following assessment areas represent the communities Security First Bank serves. Maps and Census tract information can be accessed by clicking the link below.

Assessment Area Listing, Maps, and Geographies >

Products and Services

Click on the links below to access the following products and services.

CRA Disclosure Statement

Security First Bank’s CRA Disclosure Statement will become available in 2025.

HMDA Disclosure Statement

The HMDA data about our residential lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website at www.consumerfinance.gov/hmda. HMDA data for many other financial institutions are also available at this website.

Questions?

Any comments or questions about Security First Bank’s CRA Performance Evaluation or Public File may be addressed to:

Security First Bank
Attn: CRA Officer
5505 Red Rock Lane
Lincoln, NE 68516