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All Security First Bank and Insurance locations will be closed on Monday, May 27th in observance of Memorial Day. For access to your account, please use our Online and Mobile Banking, ATMs, and night drop boxes. Regular business hours will resume on Tuesday, May 28th.

Grow Your Business

Business Loans

When you do business with Security First Bank, you’re really doing business locally. Our decisions are made locally and our promises are kept by people you know, and this includes Business Loans.

Business expansion, payroll, equipment purchases and other expenses require capital. Business Loans from Security First can help meet those day-to-day needs and help your business run more smoothly and profitably. We offer a variety of commercial products to meet your individual needs:

Term Loans

Standard commercial loans, often used to pay for a major investment in the business or an acquisition. The loans often have fixed interest rates, with monthly or quarterly repayment schedules and a set maturity date.

  • Ideal for large purchases
  • Competitive rates
  • Flexible terms

Business Line of Credit

A business line of credit works similarly to a credit card. You have a credit limit to borrow against when you need it, and you make monthly payments that vary according to the current balance of the credit line. This is ideal for inventory purchases or to pay operating expenses.

  • Access funds when you need them
  • Competitive rates

Small Business Administration (SBA) Loans

The U.S. Small Business Administration (SBA) is a federal government agency that administers partial loan guaranty programs and other support services to encourage growth and development of small businesses throughout the United States. Loans guaranteed by the SBA range from small to large and can be used for most business purposes.

  • Competitive terms
  • Unique benefits

Commercial Real Estate Loans

Commercial real estate loans can finance an acquisition, development and construction of investment properties. These types of loans are ideal for office buildings, apartment complexes, rental units or other investment properties.

  • Permanent financing
  • Purchase or refinancing available
  • Multiple property types

See if an SBA loan is right for you