Auto Loans

Get pre-approved today and shop with confidence while knowing your exact budget.

When you’re in the market for an auto loan we can help steer you in the right direction. Whether you’re buying a new or used car or want to refinance, our flexible terms and quick approval will make your car financing process a breeze.

Financing options available on new and used cars, trucks and SUVs
Make monthly payments through Online, Mobile and Phone banking
Call your local branch for current rates

Limited Time Offer Auto loan rates as low as 2.95% *APR!

Brand New Vehicles: 2020 Models (or new 2019 models not previously sold or traded in)
*2.95% APR**	Up to 48 Months
*3.29% APR**	49 – 60 Months
*3.49% APR**	61 – 72 Months

Pre-Owned Vehicles: 1-3 Years Old (2019, 2018, 2017)
*3.59% APR**	Up to 48 Months
*3.89% APR**	49 – 60 Months
*4.09% APR**	61 – 72 Months

Pre-Owned Vehicles: 4-5 Years Old (2016, 2015)
*4.19% APR**	Up to 36 Months
*4.39% APR**	37 – 48 Months
*4.59% APR**	49 – 60 Months

*Annual Percentage Rate (APR) shown above assumes excellent borrower credit history on new vehicle purchases. Limited time offer. $75 prepayment penalty if loan is paid off within 12 months of note date. $5,000 minimum loan amount. Other special rates may apply on personal vehicle models 2015 and newer. Payments from a Security First Bank checking or savings account are required to obtain the advertised promotional rates. 20% down payment may be required. Approval and terms subject to credit qualifications.
New vehicle (dealer) example: A 5-year, fixed-rate new car loan for $37,000 would have 60 monthly payments of $673 each, at annual percentage rate (APR) of 3.29%.
Used vehicle (dealer) example: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $462 each, at an annual percentage rate (APR) of 3.89%.