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Personal Checking Accounts

Checking Accounts

Security First Bank believes that personal checking accounts are just that – personal. Choose from four accounts, from no-frills Free Checking to feature-rich, interest-bearing Gold Checking. Use the chart below to compare accounts or give us a call and we’ll help you select the account that best fits your needs.

First Checking

Getting Started

  • $100 minimum deposit to open
  • $500 minimum balance to avoid maintenance fee*
  • Online account opening temporarily unavailable

Standard Features

  • Printed and mailed monthly statements with check images
  • Unlimited check writing
  • Free Debit Card
  • Free ATM use** (at Security First ATMs)
  • Access to Online/Mobile banking
  • Access to ID Theft Resolution Service

Additional Fees / Info

*$8 monthly maintenance fee is waived if a $500 minimum balance is maintained every day of the statement cycle or if a consumer loan relationship of $7,500 or greater exists on the last day of statement cycle. If your account is subject to a monthly maintenance fee, you may reduce it by changing the type of statement you receive. You will receive a $2 credit per month if you choose to go paperless with an online statement.

**Applies to Security First customers using Security First-owned ATMs. Fees may be charged when using ATMs not owned by Security First.

Green Checking

Getting Started

  • $100 minimum deposit to open
  • No minimum balance required
  • Online account opening temporarily unavailable

Standard Features

  • Interest-bearing
  • No monthly maintenance fee*
  • Online statements*
  • Unlimited check writing
  • Free Debit Card
  • Free ATM use** (at Security First ATMs)
  • Access to Online/Mobile banking
  • Access to ID Theft Resolution Service

Additional Fees / Info

*Online statement delivery, high speed Internet and a valid email address are required. If online statement delivery is not maintained, Green Checking is subject to a $10 monthly statement fee.

**Applies to Security First customers using Security First-owned ATMs. Fees may be charged when using ATMs not owned by Security First.

First Free Checking

Getting Started

  • $100 minimum deposit to open
  • No minimum balance required
  • Online account opening temporarily unavailable

Standard Features

  • No monthly maintenance fee*
  • Unlimited check writing
  • Online statements*
  • Free Debit Card
  • Free ATM use** (at Security First ATMs)
  • Access to Online/Mobile banking
  • Access to ID Theft Resolution Service

Additional Fees / Info

*Online statement delivery, high speed Internet and a valid email address are required. If online statement delivery is not maintained, First Free Checking is subject to a $2 monthly statement fee.

**Applies to Security First customers using Security First-owned ATMs. Fees may be charged when using ATMs not owned by Security First.

Gold Checking

Getting Started

  • $100 minimum deposit to open
  • $1,500 minimum balance to avoid maintenance fee*
  • Online account opening temporarily unavailable

Standard Features

  • Interest-bearing
  • Printed and mailed monthly statements with check images
  • Unlimited check writing
  • Free Debit Card
  • Free ATM use** (at Security First ATMs)
  • Access to Online/Mobile banking
  • Access to ID Theft Resolution Service
  • Free standard checks or 50% discount on specialty checks***
  • Free safe deposit box for one year (where available)
  • No fees on Money Orders

Additional Fees / Info

Must be at least 50 years of age.

*$5 monthly maintenance fee is waived if a $1,500 minimum balance is maintained every day of the statement cycle or if a deposit relationship of $15,000 or greater exists on the last day of statement cycle. If your account is subject to a monthly maintenance fee, you may reduce it by changing the type of statement you receive. You will receive a $2 credit per month if you choose to go paperless with an online statement.

**Applies to Security First customers using Security First-owned ATMs. Fees may be charged when using ATMs not owned by Security First.

***Shipping charges on check orders still apply.

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