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Grow Your Funds While Maintaining Access

Money Market Accounts

In addition to our personal checking accounts, Security First Bank offers money market accounts for those who wish to enjoy the benefits of earning a higher interest rate when saving money, while having the flexibility to access their funds.

A money market account (MMA) is similar to a savings account but with a higher interest rate contingent on your account’s balance. The more you save the more you make in interest. Interest is earned on a monthly basis. Money market accounts tend to be flexible since this type of account is not set up for a specific length of time. Account owners are not locked into a money market account and can easily close or change accounts without paying a penalty.

Money market accounts offer great potential earnings for future savings. Open your account at a Security First Bank branch near you!

Traditional Money Market Account

Our Traditional MMA is an excellent option for first-time customers who need more flexibility than our High Yield option. Here’s everything you need to know to get started.

Getting Started

  • $100 minimum deposit to open
  • $2,500 minimum balance to avoid maintenance fee*
  • Online account opening temporarily unavailable

Standard Features

  • Interest-bearing
  • Printed and mailed monthly statements with check images
  • Free Debit Card
  • Free ATM use** (at Security First ATMs)
  • Access to Online/Mobile banking
  • Access to ID Theft Resolution Service
  • 6 or less debit transactions per month***

Additional Fees / Info

*$8 monthly maintenance fee is waived if a $2,500 minimum balance is maintained every day of the statement cycle. If your account is subject to a monthly maintenance fee, you may reduce it by changing the type of statement you receive. You will receive a $2 credit per month if you choose to go paperless with an online statement.

**Applies to Security First customers using Security First-owned ATMs. Fees may be charged when using ATMs not owned by Security First.

***A $5 activity fee will apply for each debit transaction over six per month. Debit transactions are defined as transfers from Money Market or High Yield Money Market Checking to another checking account or to third parties by check, preauthorized, automatic or telephone transfer.

High Yield Money Market Account

Our High Yield MMA comes with a higher interest rate and greater long-term earnings. Here’s everything you need to know to get started.

Getting Started

  • $100 minimum deposit to open
  • $5,000 minimum balance to avoid maintenance fee*
  • Online account opening temporarily unavailable

Standard Features

  • Interest-bearing
  • Printed and mailed monthly statements with check images
  • Free Debit Card
  • Free ATM use** (at Security First ATMs)
  • Access to Online/Mobile banking
  • Access to ID Theft Resolution Service
  • 6 or less debit transactions per month***

Additional Fees / Info

*$15 monthly maintenance fee is waived if a $5,000 minimum balance is maintained every day of the statement cycle. If your account is subject to a monthly maintenance fee, you may reduce it by changing the type of statement you receive. You will receive a $2 credit per month if you choose to go paperless with an online statement.

**Applies to Security First customers using Security First-owned ATMs. Fees may be charged when using ATMs not owned by Security First.

***A $15 activity fee will apply for each debit transaction over six per month. Debit transactions are defined as transfers from Money Market or High Yield Money Market Checking to another checking account or to third parties by check, preauthorized, automatic or telephone transfer.

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