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Meet Your Financial Goals

Time Deposits

One type of savings account is known as a Time Deposit. We offer a range of Time Deposit options - also known as a Certificate of Deposit (CD) - to help meet your savings goals. Use the chart below to see our current rates for each available Time Deposit term.

Traditional Time Deposit Accounts

Time Deposit accounts require a set amount of time before the withdrawal on the maturity date. Some people chose a Time Deposit because they enjoy the constraints of a Time Deposit to save money with more control. See our traditional terms and rates below.

Account Features:

  • 3, 6, 12, 18, 24, 36 and 60 month terms
  • $1,000 minimum deposit
TermAnnual Percentage Yield
3 months 0.25% APY*
6 months 0.40% APY*
11 months *Special Offer* 2.78% APY*
12 months 0.55% APY*
16 months *Special Offer* 3.19% APY*
18 months 0.75% APY*
24 months 0.85% APY*
36 months 1.00% APY*
60 months 1.15% APY*

Flex CD Account

If a traditional Time Deposit is not for you, try our more flexible option, the Flex CD. See our Flex CD terms and rate below.

Account Features:

  • 24 month term
  • $1,000 minimum deposit
  • Make additional deposits up to your initial amount
  • Withdraw your funds without penalty up to four times after the first week on deposit
  • Increase your rate one time during the term

*Public entities not eligible.

TermAnnual Percentage Yield
24 Months 0.90% APY*

*Annual Percentage Yield (APY) effective 09/20/2022. $1,000 minimum balance required to open a time deposit account and obtain the APY. Penalty for early withdrawal. Fees may reduce earnings. Rates subject to change. Interest payouts required.

Ready to open an account?

Please contact your nearest Security First Bank to open an account.