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All Security First Bank and Insurance locations will be closed on Monday, June 19th in observance of Juneteenth. For access to your account, please use our Online and Mobile Banking, ATMs, and night drop boxes. Regular business hours will resume on Tuesday, June 20th.

A Home Loan To Fit Your Needs

Home Mortgage Loan Options

Whether you’re buying a home, fixing the one you have or refinancing your current mortgage, Security First Bank offers professional advice, affordable financing solutions and a wide range of mortgage loan options.

Traditional Mortgage Loans

Fixed-Rate Loan

This type of loan features the same interest rate and monthly principal and interest payments throughout the entire term of the loan.

Home Equity Loan

Homeowners can borrow against the equity in their home to finance major or specific expenses.

Home Equity Line of Credit (HELOC)

Borrowers can use the equity in their home to access an ongoing line of credit, up to a determined amount, to meet ongoing cash needs.

Federal Housing Administration (FHA) Loan

This type of loan is insured by the FHA and assists home buyers who have lower down payments, along with more flexible income or credit requirements.

Specialized Mortgage Loans

Construction Loan

This type of loan is for both builders and homeowners, and is used to fund home construction. Once the home is completed, permanent financing, generally a mortgage loan, is established.

Jumbo Loan

This type of loan is for well-qualified borrowers interested in purchasing a home or property that exceeds the conforming or secondary market loan limit of $424,100.

VA Loan

This type of loan is administered by the Department of Veterans Affairs and provides the opportunity for American Veterans to buy a home with no down payment.

Rural Development Loan

A USDA Rural Development home loan offers qualified borrowers in rural communities a chance to obtain a home loan with easier qualifications and financing options than other conventional loans.

First-Time Homebuyers Grant

This is a fund that can be utilized with in-house or secondary market loan options to assist with down payments and/or closing costs. These grants are available in qualified areas only.

Mortgage Coach

Using our Mortgage Coach, discover your ideal monthly payment and calculate what size of mortgage you can afford.