Mortgage Error Resolution and Information Requests
You have certain rights under Federal law to notify your mortgage servicer of an error regarding the servicing of your mortgage loan, or to request information related to the servicing of your mortgage loan.
To notify Security First Bank of any error related to the servicing of your mortgage loan, or request any information regarding your mortgage loan, you must do so in writing. Submit your Notice of Error and/or Information Request to:
Security First Bank
Attn: Mortgage Loan Servicing
PO Box 6489
Lincoln, NE 68506
The Notice of Error or the Request for Information must include the following information:
- Account information: Your name and account number
- Dollar amount: The dollar amount of the suspected error
- Description of Problem: A detailed description of the error or a detailed list of the information being requested
For written Requests for Specific Information, the Bank will acknowledge receipt of your letter within five business days (excluding Saturdays, Sundays and federal holidays) and handle the requests within 30 days of receipt.
For Notice of Errors, the Bank will acknowledge receipt of your letter within five business days (excluding Saturdays, Sundays and federal holidays) and determine whether an error occurred within 30 days after receiving your Notice of Error and will correct any error promptly. If additional time is needed to investigate your complaint or request, we may take up to 45 days but we will notify you of the extension within the original 30 days. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation.