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Branch Closure:

Our Sidney branch located at 1028 Toledo Street will be closed Friday, May 8 through Tuesday, May 12. Regular business hours will resume on Wednesday, May 13. For access to your account, please use our Online and Mobile Banking, ATMs, night drop boxes, or visit our other Sidney branch located at 1205 Jackson Street.

Rates That Measure Up

Mortgage Specials

Construction Loan Rates That Measure Up

Build with confidence – and savings.

Now is the perfect time to bring your dream home to life with a special low construction rate of 6.99% | 7.45% APR*. Whether you’re starting from the ground up or managing a custom build, our competitive rate and local expertise help keep your project on solid financial ground.

  • Personalized support from start to finish
  • Permanent financing available
  • Local decision-making

Let’s build something great together. Contact your local mortgage loan officer today to learn more or to get started on your application.

*Annual Percentage Rate (APR). Interest Rate and APR based on a $550,000 loan amount. All loans and interest rates are subject to credit qualifications and approval. Offer applies through September 30, 2025. NMLS#505011. Equal Housing Lender.