*Annual Percentage Rate (APR) assumes excellent credit history on new (not previously registered) vehicle purchase. Automatic payments from a Security First Bank checking or savings account are required to obtain the advertised rate. Approval and terms subject to credit qualifications. Other promotional rates and terms apply on personal vehicle purchases models 2021 and newer. $75 prepayment penalty if loan is paid off within 12 months of note date. $5,000 minimum loan amount. New vehicle example: A fixed-rate new car loan for $40,000 would have 48 monthly payments of $920.27 each, at 4.95% APR. Pe-owned vehicle example: A fixed rate used car loan for $37,000 would have 84 monthly payments of $544.82 each, at 6.24% APR. Examples do not include downpayment, taxes, insurance, or other fees. 20% down required for vehicles four years and older. 10% down pertains to used vehicles 3 years old or newer. No down payment may be available based on collateral, terms, and borrower credit history.

Convenience products and services such as mobile banking may have additional terms and conditions. Additionally, please note that third-party fees for internet, messaging, or data plans may apply when using these services.