Skip to content


All Security First Bank and Insurance locations will be closed on Monday, May 27th in observance of Memorial Day. For access to your account, please use our Online and Mobile Banking, ATMs, and night drop boxes. Regular business hours will resume on Tuesday, May 28th.

Posted January 11, 2022 in Banking Updates

Money Management in Today’s World

Money Management checkbook

Remember when it used to take several days for photographs to be developed and printed? Today, we can take, view and distribute photos in seconds. What used to take days, now takes moments. Amazing.

The same acceleration has occurred in the movement of money. Today, almost all financial transactions are instantaneous, even when you are paying with a check. The moment you swipe a card, click a mouse, or hand over a check, the money in your account can go out immediately.

Because your money moves instantly, it’s important to make sure you have funds to cover any transaction at the very moment it occurs to avoid your transaction being denied or incurring overdraft fees.

There are a number of mobile and online tools to help you keep track of your account balances. The Security First Bank mobile app for smartphone users is handy and fast. Our favorite monitoring tool, Account Alerts, automatically sends you an email or text when balances reach a certain level, when deposits are processed, and more. Alerts are established by you through Online Banking, and can be adjusted at any time.

If you don’t use online or mobile banking, ExpressLine phone banking at 800-326-1380 delivers real-time account balance information 24/7.

Contact any Security First banker or visit our Online/Mobile page for information on balance monitoring tools and other options to help manage your account.