Security 1st Bank

Checking Accounts

Security First Bank believes that personal checking accounts are just that – personal. Choose from five accounts, from no-frills Free Checking to feature-rich, interest-bearing Gold Checking.  Use the chart below to compare accounts or give us a call and we’ll help you select the account that best fits your needs.

Account Features First Checking Green Checking First Free Checking Gold Checking Money Market High Yield Money Market
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Minimum to open $100 $100 $100 $100 $100 $100
Minimum balance to avoid fees* $500 n/a n/a $1,500 $2,500 $5,000
Monthly maintenance fee $8 $0** $0** $5 $8 $15
Activity fee*** n/a n/a n/a n/a $5 $15
Online statement delivery** $2 credit required required available $2 credit $2 credit
Truncated statement n/a n/a required n/a n/a n/a
Check images available yes yes/online no yes yes yes
Account pays interest
(Fees may reduce earnings)
   check   check check check
Free debit card check check check check check check
Free checks****       check
(Standard Checks)
   
Free ATM use
(At Security First ATMs)
check check check check check check
ExpressLine phone service check check check check check check
Online bill pay check check check check check check
Online/mobile banking access check check check check check check
Account alert service check check check check check check
ID Theft Resolution service check check check check check check
 
*Minimum balance to avoid fees. The entire maintenance fee is waived if you meet the minimum balance or other account criteria.
**Online statement delivery. High speed Internet and a valid email address must be maintained.
If online statement delivery is not maintained, First Free Checking is subject to a $2 monthly statement fee and Green Checking is subject to a $10 monthly statement fee.
If your First Checking, Money Market Checking or High Yield Money Market Checking account are still subject to a monthly maintenance fee, you will receive a $2 monthly credit for choosing online statement delivery.
***Money Market Checking and High Yield Money Market Checking are limited to six (6) debit transactions per month without pentalty. Money Market Checking: A $5 activity fee will be charged for each debit transaction over six (6) per month. High Yield Money Market Checking: A $15 activity fee will be charged for each debit transaction over six (6) per month. Debit transactions are defined as transfers from Money Market or High Yield Money Market Checking to another account or to third parties by check, preauthorized, automatic or telephone transfer.
****Shipping charges are excluded from the free check product and still apply.